Usha Nagar SO Pincode – 400078
Official postal details for Usha Nagar SO (PO) in Mumbai Suburban, Maharashtra.
Usha Nagar SO is an official Sub Post Office (SO) with PIN Code 400078. It is situated in Mumbai Suburban district, Maharashtra, operating under Mumbai City North East Division with delivery status: Non Delivery. The universal IPPB & post office IFSC code is IPOS0000001.
- PIN Code
- 400078
- IFSC Code
- IPOS0000001
- Office Type
- PO
- Delivery
- Non Delivery
- Division
- Mumbai City North East Division
- Circle
- Maharashtra Circle
- District
- Mumbai Suburban
- State
- Maharashtra
Usha Nagar SO Postal & Banking Details
Verified postal directory specifications, centralized IPPB banking parameters, and administrative hierarchy for Usha Nagar SO (PIN: 400078).
UIDAI Aadhaar Services Guidance
Aadhaar enrolment and update counters in India operate only at designated post offices and authorized UIDAI centers. To find verified Aadhaar service locations in Mumbai Suburban, check valid documents for update, or view official UIDAI fee schedules, refer to our comprehensive Post Office Aadhaar Center Guide or visit the official UIDAI portal (uidai.gov.in).
Geographic Location & Map
📍 Coordinates: 19.1495556° N, 72.9423333° E
Click "Load Interactive Map" or open directly in Google Maps.
💰 Available Banking & Savings Schemes at Usha Nagar SO
Government of India Small Savings Schemes • 100% Sovereign Guarantee • Q4 2026 Notified RatesResidents served by Usha Nagar SO (PIN: 400078) can invest in official Government of India Small Savings Schemes. Accounts can be opened directly at the counter by submitting Form 1 with KYC documents (Aadhaar & PAN). All deposits carry a direct sovereign guarantee from the Ministry of Finance with zero commercial bank default risk.
Monthly Income Scheme (MIS)
- Fixed monthly pension credited directly to savings account.
- Single limit: ₹9 Lakh | Joint limit: ₹15 Lakh.
- 5-Year tenure with 100% capital returned at maturity.
Kisan Vikas Patra (KVP)
- Doubles your investment in exactly 115 Months (9 Yrs 7 Mo).
- Minimum deposit ₹1,000; no upper limit.
- Can be pledged as collateral for bank loans.
5-Year Recurring Deposit (RD)
- Start from just ₹100 per month (no upper cap).
- Up to 50% loan facility available after 1 year (12 deposits).
- Advance deposits rebate for 6 or 12 months.
Senior Citizen Scheme (SCSS)
- Highest sovereign rate with quarterly pension credits.
- Individual limit: ₹30 Lakh | Joint couple: ₹60 Lakh.
- Section 80C deduction + ₹50,000 Sec 80TTB tax-free interest.
Post Office Time Deposit (FD)
- 1-Yr (6.9%), 2-Yr (7.0%), 3-Yr (7.1%), 5-Yr (7.5%).
- 5-Year deposit eligible for Sec 80C tax deduction.
- Zero TDS deducted at source by India Post counter.
PPF & Sukanya Samriddhi (SSY)
- PPF: 7.1% p.a. 15-year disciplined compounding.
- SSY: 8.2% p.a. highest return for girl child up to 10 yrs.
- 100% tax exemption on deposit, interest, and maturity (EEE).
📄 How to Open a Small Savings Account at Usha Nagar SO:
Carry self-attested copies of Aadhaar Card, PAN Card, and 2 Passport Photos along with initial deposit cash/cheque. Fill out Form 1 at the counter.
🏦 IPPB Banking, AePS Cash Withdrawal & DBT Subsidies
Aadhaar Biometric Cash Out • PM-KISAN, Ladli Behna & Pension Direct Benefit TransferUsha Nagar SO operates as an active node for India Post Payments Bank (IPPB). You can withdraw cash from ANY bank account (SBI, PNB, BoB, HDFC, Canara) using just your fingerprint without an ATM card, receive government DBT subsidies directly, or book home cash delivery through your local postman.
AePS Fingerprint Cash Out
- No ATM Card Required: Withdraw up to ₹10,000 cash daily from any bank.
- Instant Authentication: Biometric thumb impression on micro-ATM.
- Free Services: Balance enquiry & 10-transaction mini statement are 100% free.
DBT Government Subsidies
- Guaranteed Credit: PM-KISAN (₹6,000/yr), Ladli Behna, and NSAP pensions.
- NPCI Aadhaar Seeding: Instant e-KYC account linking at counter or via GDS.
- Zero Balance Account: Opened in 5 minutes with zero initial deposit.
Postman Doorstep Banking
- Regulated Fee: Just ₹20 + GST (₹23.60 per visit) for home cash delivery.
- Pensioner Life Certificate: Digital Jeevan Pramaan at home (₹70 fee).
- Quick Booking: Call 155299 or request through your delivery postman.
Postal Tools & Services for Usha Nagar SO
Frequently Asked Questions – Usha Nagar SO (400078)
What is the PIN Code of Usha Nagar SO?
The postal PIN code of Usha Nagar SO is 400078.
What are the timings of Usha Nagar SO (PO) Post Office?
Usha Nagar SO (Sub Post Office) operates Monday to Saturday from 09:00 AM to 05:00 PM (counter services close around 03:30 PM). Branch Post Offices (BO) typically operate 4 to 5 hours daily (10:00 AM to 02:00 PM). It remains closed on Sundays and gazetted national postal holidays.
What is the official contact number for Usha Nagar SO Post Office?
For parcel tracking, complaints, or inquiries regarding Usha Nagar SO, contact the India Post national toll-free helpline at 1800 266 6868 (available Monday–Saturday 09:00 AM to 06:00 PM). For IPPB postal banking and doorstep services, call 155299.
Is Usha Nagar SO (PIN: 400078) a delivery or non-delivery post office?
Usha Nagar SO is registered as a Non-Delivery post office. It handles counter booking and banking, while mail delivery is routed through the mapped parent delivery sub-office or head office.
Which district and state is Usha Nagar SO located in?
Usha Nagar SO is located in Mumbai Suburban district, Maharashtra under Mumbai City North East Division.
Which postal division does PIN code 400078 fall under?
Usha Nagar SO with PIN code 400078 falls under the Mumbai City North East Division postal division, Mumbai Region region, in the Maharashtra Circle postal circle of India Post.
What is the IFSC Code for Usha Nagar SO Post Office?
The universal IFSC code for all India Post Payments Bank (IPPB) and Post Office savings accounts at Usha Nagar SO is IPOS0000001 for online fund transfers via NEFT, RTGS, IMPS, and UPI.