Lumami S.O Post Office

Closed for the day

Official postal directory specifications for Lumami S.O (Sub Post Office (SO)) in Zunheboto, Nagaland • PIN Code: 798627 • Master IFSC: IPOS0000001.

Direct Answer • India Post Verified
IFSC: IPOS0000001

Lumami S.O Sub Post Office (Upa Dak Ghar) is a neighborhood town post office in Zunheboto district, Nagaland with PIN Code 798627. It serves nearby colonies and local markets under Nagaland Division division with Speed Post booking, parcel dispatch, money orders, and postal savings counters.

Doorstep Delivery: Yes, this is an active delivery post office. Local postmen deliver Speed Post letters, registered mail, and online shopping parcels (Amazon, Flipkart, Meesho, and India Post) directly to your home or shop in PIN 798627.

Online Money Transfer & IFSC: For sending money to any Post Office Savings Bank (POSB) or IPPB account here, use master IFSC code IPOS0000001. This code works 24x7 on Google Pay, PhonePe, and Paytm. Local residents can also withdraw up to ₹10,000 cash daily using their Aadhaar fingerprint (AePS) without an ATM card.

PIN Code
798627
IFSC Code
IPOS0000001
Office Type
PO
Delivery
Delivery
Division
Nagaland Division
Circle
North Eastern Circle
District
Zunheboto
State
Nagaland
PIN Code
View all offices in 798627
Office Type
PO
Sub Office
Delivery Status
Delivery
Mail Delivery
District

Lumami S.O Working Hours & Counter Timings

Official departmental business schedule • Sub Post Office (SO)
Closed for the day
Current Operational State: Closed for the day

Opens tomorrow 09:00 AM • Timezone: Indian Standard Time (IST, UTC+05:30)

Check 2026 Postal Holidays →
Public Booking Counter 09:00 AM – 03:30 PM

Booking of Speed Post, Registered Letters, Parcels, Money Orders, and sale of postage stamps & envelopes.

Savings Bank & IPPB Counter 09:00 AM – 03:00 PM

Cash deposit, withdrawal, AePS biometric cash-out, RD/TD/MIS/PPF/SSY transactions, and passbook updates.

Mandatory Lunch Break 01:00 PM – 01:30 PM

Official mid-day lunch recess. Counters pause public token transactions during this 30-minute interval.

Mail Delivery & Postman Beats 10:30 AM – 04:30 PM

Letter carrier / postman beats for doorstep delivery of letters and parcels across PIN 798627.

Day Counter Hours Lunch Break Office Closes Status
Monday 09:00 AM – 03:30 PM 01:00 PM – 01:30 PM 05:00 PM Working Day
Tuesday 09:00 AM – 03:30 PM 01:00 PM – 01:30 PM 05:00 PM Working Day
Wednesday 09:00 AM – 03:30 PM 01:00 PM – 01:30 PM 05:00 PM Working Day
Thursday 09:00 AM – 03:30 PM 01:00 PM – 01:30 PM 05:00 PM Working Day
Friday 09:00 AM – 03:30 PM 01:00 PM – 01:30 PM 05:00 PM Working Day
Saturday 09:00 AM – 03:30 PM 01:00 PM – 01:30 PM 05:00 PM Working Day
Sunday All public counters, banking and mail booking closed Closed
INDIA POST • COMPLETE DAK GHAR DETAILS

Lumami S.O Postal & Banking Details

Full postal details, working hours, IPPB IFSC code, and address for Lumami S.O (PIN: 798627).

Postal Administrative Overview
Classification: Sub Post Office (SO)
Mail Delivery: Delivery
Postal Division: Nagaland Division
Postal Circle: North Eastern Circle
Head Office (HO): Kohima H.O HO (797001)
Standard Timings: 09:00 AM – 05:00 PM (Mon–Sat)
Centralized Postal Banking • Master IFSC
IPOS0000001

For electronic NEFT/RTGS remittances into India Post Payments Bank (IPPB) accounts, India Post operates a single centralized virtual IFSC: IPOS0000001. Traditional Post Office Savings Bank (POSB) passbook accounts use internal postal clearing. Instant credit via IMPS, NEFT, RTGS & UPI (GPay, PhonePe, Paytm).

Post Office Name Lumami S.O
Postal PIN Code
Office Type
PO Head Post Office
Delivery Status
Delivery
District
State / Union Territory
Postal Division Nagaland Division
Postal Region North East - Ii Region
Postal Circle North Eastern Circle
Geographic Coordinates
26.1630160, 94.5416790 Google Maps →
Official DIGIPIN (4m × 4m Grid)
979L-JTKF-P4

Speed Post Delivery Standards & Compensation (PIN 798627)

India Post Citizen Charter delivery transit norms for Lumami S.O
Direct Delivery Office

When sending or receiving domestic Speed Post parcels, letters, or e-commerce consignments through Lumami S.O (PIN: 798627), the Department of Posts mandates the following transit standards:

Distance Coverage Area Delivery Time (Days) Speed Post Rate (Up to 50g)
Local / Intra-City Within Zunheboto / Municipal limits (≤ 50 km) 1 – 2 Business Days ₹17.70 (₹15 + GST)
Short Distance Up to 200 km (Neighboring districts) 2 – 3 Business Days ₹41.30 (₹35 + GST)
Medium Distance 201 to 1,000 km (State / Regional corridors) 2 – 4 Business Days ₹41.30 (₹35 + GST)
National Long-Haul 1,001 to 2,000 km (Inter-state transit) 3 – 5 Business Days ₹59.00 (₹50 + GST)
Remote / Extreme Exceeding 2,000 km (North-East, J&K, Islands) 4 – 6 Business Days ₹59.00 (₹50 + GST)
⚖️
Official India Post Speed Post Delay Compensation Rule

Under the Department of Posts Citizen Charter, in the event of delay in delivery of a domestic Speed Post article beyond the published norms, the compensation payable to the sender is equal to the composite Speed Post charges paid, or ₹1,000, whichever is less. In case of complete loss or damage to a Speed Post consignment, compensation is twice the Speed Post fee or ₹1,000 (whichever is less).

Calculate Speed Post Tariff from 798627 → Check PIN to PIN Distance (KM) → Tracking Status Meanings Guide →

UIDAI Aadhaar Services Guidance

Aadhaar enrolment and update counters in India operate only at designated post offices and authorized UIDAI centers. To find verified Aadhaar service locations in Zunheboto, check valid documents for update, or view official UIDAI fee schedules, refer to our comprehensive Post Office Aadhaar Center Guide or visit the official UIDAI portal (uidai.gov.in).

Geographic Location & Map

Coordinates: 26.1630160° N, 94.5416790° E

Click "Load Interactive Map" or open directly in Google Maps.

Counter Services & Financial Scope at Lumami S.O

Verified operational classification for Sub Post Office (SO) • Department of Posts, Government of India
Full Departmental Counter

Sub Post Office Core Departmental Capabilities

Lumami S.O is a primary departmental office in Zunheboto, providing comprehensive counter services including full-value Government of India small savings schemes, domestic & international Speed Post logistics, customs processing, and universal IPPB banking.

Express Mail & Parcel Logistics

  • Speed Post: Real-time track & trace for domestic documents and parcels.
  • Business & COD: Cash on Delivery booking for merchants and bulk mailers.
  • International Mail: Air parcel and EMS booking with customs CN22/CN23 support.

Sovereign Small Savings Counter

  • Monthly Pension: Post Office MIS (7.40% p.a.) – ₹9L single / ₹15L joint.
  • Senior Citizens: SCSS (8.20% p.a.) quarterly interest up to ₹30 Lakh.
  • Term Deposits: 1, 2, 3 & 5-Year Time Deposits (up to 7.50% p.a.) with Sec 80C rebate.
  • Growth Schemes: KVP doubling in 115 months, PPF (7.1%), and Sukanya (8.2%).

Banking & Insurance Services

  • IPPB Master IFSC: IPOS0000001 for NEFT, RTGS & UPI transfers.
  • Postal Life Insurance: PLI & RPLI policy issuance, loan against policy, premium collection.
  • AePS Cash Out: Biometric fingerprint withdrawal from any commercial bank account.
Universal Master IFSC for Lumami S.O: IPOS0000001 (NEFT / RTGS / IMPS / UPI)
IFSC Guide →
Estimate Scheme Maturity & Interest Payouts for Lumami S.O:

Postal Tools & Services for Lumami S.O

Frequently Asked Questions – Lumami S.O (798627)

What is the PIN Code of Lumami S.O Post Office?

The postal PIN code of Lumami S.O is 798627. It is located in Zunheboto district, Nagaland under Nagaland Division.

What are the counter working hours and lunch timings of Lumami S.O?

Lumami S.O (Sub Post Office) operates Monday to Saturday from 09:00 AM to 05:00 PM. Public booking counters (Speed Post, Savings Bank, IPPB) operate from 09:00 AM to 03:30 PM, with a lunch break from 01:00 PM to 01:30 PM. The office is closed on Sundays and gazetted national holidays.

What is the IFSC Code for Lumami S.O Post Office and IPPB accounts?

For electronic NEFT/RTGS remittances into India Post Payments Bank (IPPB) accounts, India Post operates a single centralized virtual IFSC: IPOS0000001. Traditional Post Office Savings Bank (POSB) passbook accounts use internal postal clearing.

What is the official address and contact number of Lumami S.O Post Office?

The official postal address is Lumami S.O (PO), Zunheboto, Nagaland – 798627. For parcel tracking, delivery complaints, and customer service, call the India Post national helpline at 1800 266 6868 (Mon–Sat 09:00 AM – 06:00 PM) or IPPB customer care at 155299.

Is Lumami S.O (PIN: 798627) an active delivery post office?

Lumami S.O is registered as a Delivery post office. Dedicated postmen deliver Speed Post articles, registered letters, e-commerce parcels, and official mail across PIN code 798627.

Can I withdraw cash using Aadhaar (AePS) at Lumami S.O Post Office?

Yes. Through the India Post Payments Bank (IPPB) micro-ATM and AePS facility at Lumami S.O, account holders of any Indian commercial bank (SBI, PNB, HDFC, etc.) can withdraw up to ₹10,000 cash daily using fingerprint biometric authentication without needing an ATM card.

Is Aadhaar Card update or enrolment available at Lumami S.O Post Office?

Aadhaar enrolment and biometric update services in India operate at designated Head Post Offices, major Sub Offices, and authorized UIDAI Aadhaar Seva Kendras in Zunheboto. Branch offices offer doorstep Aadhaar-mobile linking through the GDS postman app.

What is the Speed Post delivery time from Lumami S.O (PIN: 798627)?

Official India Post Speed Post delivery norms are: Local/Intra-city (within 50 km) in 1–2 business days; Metro-to-Metro / up to 200 km in 2–3 business days; 201 to 1,000 km in 2–4 business days; and over 1,000 km in 3–5 business days.

What is the compensation if Speed Post parcel is delayed from Lumami S.O?

If a domestic Speed Post article is delayed beyond India Post's published delivery norms, the sender is entitled to a full refund of the Speed Post charges paid (up to a maximum of ₹1,000) under the Citizen Charter.

What is the DIGIPIN and geographic coordinates of Lumami S.O?

Lumami S.O has an official India Post digital addressing DIGIPIN of 979L-JTKF-P4 (identifying a precise 4m × 4m geographic location) with coordinates Latitude 26.1630160, Longitude 94.5416790.

Other Post Offices with Pincode 798627

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PIN Codes in Zunheboto